your company provides security services in a metropolitan area and employs 120 full time employees, 45 part time employees, as well as seasonal workers in the holiday season. explain the discretionary (including . pension and retirement plans) and mandated benefits that your organization offers, choose the ones that you would like to use within your organization. be sure to completely explain these benefits and how to use them. when discussing pension and retirement plans, ensure that the participation requirements for these plans are fully described